Terms and Conditions

Last updated: [insert date]

1. Acceptance of Terms

By accessing or using the Quantunix website, platform, or any associated services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not use the Services. These Terms apply to all visitors, users, and organisations that access the Services.

2. Description of Services

Quantunix provides data-intelligence and risk-calibration tools intended to support businesses in reviewing and organising information related to surplus capital and related decision-making. The Services are informational and analytical in nature. Quantunix does not provide financial, investment, tax, legal, or regulated advice of any kind, and nothing presented through the Services should be construed as such.

3. Eligibility and Account Responsibilities

You must be authorised to act on behalf of the organisation you represent when using the Services. You are responsible for maintaining the confidentiality of any login credentials, for all activity that occurs under your account, and for ensuring that any information you provide is accurate and kept up to date.

4. Acceptable Use

When using the Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation.
• Attempt to gain unauthorised access to any part of the platform, its data, or related systems.
• Reverse-engineer, decompile, or otherwise attempt to extract the underlying methodology or source code of the Services.
• Reproduce, resell, or redistribute the Services or their outputs without prior written consent.
• Introduce malicious code, disrupt platform infrastructure, or interfere with other users' access.

5. Intellectual Property

All content, software, design elements, methodologies, and materials associated with the Services are the property of Quantunix or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no licence is granted to copy, modify, distribute, or create derivative works from any part of the Services.

6. Fees and Payment

Where applicable, fees for access to certain features of the Services will be communicated at the point of engagement. Unless otherwise stated, fees are non-refundable except as required by applicable law. Quantunix reserves the right to modify pricing structures for future periods, with reasonable notice provided in advance.

7. No Advice and No Guarantee of Outcomes

The Services are provided to support internal review and analysis; they do not constitute a recommendation, endorsement, or guarantee of any particular outcome. Decisions relating to surplus capital, risk exposure, or any other business matter remain solely the responsibility of the user and their organisation, who should seek independent professional advice where appropriate.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Quantunix does not warrant that the Services will be uninterrupted, error-free, or free of defects.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Quantunix shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity, arising out of or in connection with your use of, or inability to use, the Services, even where Quantunix has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold Quantunix, its officers, employees, and affiliates harmless from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Services, your breach of these Terms, or your violation of any applicable law or third-party right.

11. Suspension and Termination

Quantunix may suspend or terminate access to the Services, in whole or in part, at any time and without prior notice, where there is reasonable cause to believe these Terms have been breached, or where required for operational, security, or legal reasons. Upon termination, provisions of these Terms that by their nature should survive will remain in effect.

12. Changes to the Services and Terms

Quantunix reserves the right to modify, suspend, or discontinue any aspect of the Services at its discretion. These Terms may be updated from time to time; material changes will be reflected by an updated "last updated" date on this page. Continued use of the Services following any update constitutes acceptance of the revised Terms.

13. Third-Party Links and Services

The Services may reference or link to third-party tools, resources, or websites. Quantunix does not control and is not responsible for the content, accuracy, or practices of any third party, and inclusion of such references does not constitute an endorsement.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Quantunix operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, subject to applicable mandatory consumer protections.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be interpreted in a manner that most closely reflects its original intent.

16. Entire Agreement

These Terms, together with any referenced policies such as the Privacy Policy, constitute the entire agreement between you and Quantunix regarding use of the Services and supersede any prior agreements or understandings, whether written or oral.

17. Contact

Questions regarding these Terms should be directed through the contact details provided on the Quantunix website.

This document is a general template and does not constitute legal advice. Quantunix recommends obtaining independent legal review to ensure these Terms are appropriate for your specific operations and jurisdiction.